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Welcome to Rogers Benefit Group, Inc. We appreciate your interest and hope you enjoyed David Saltzman’s Shift Shapers Podcast.

In our introduction we mentioned our general mission – to help agents write and keep medical and ancillary business.

As a national General Agency we are uniquely positioned to assist brokers with quality products and experienced personnel. We hope our website will open your eyes to the huge value a quality general agent partner can provide.

Please take a look at two specific tools, available only through RBG, that can help your customers navigate the labyrinth created by the passage of the Patient Protection and Affordable Care Act. If you want to learn more, contact the Rogers Benefit Group office nearest you.

Our Regional Headquarters are listed on the left, or you can search by State in the upper-right of this page.

RBG PPACA Impact ToolThe Pay or Play Solution

Taking Healthcare Reform to the next level…

Be the first to offer your clients a detailed analysis of the PPACA impact using the unique and exciting RBG PPACA Impact Tool.

In 2014, the PPACA will introduce significant changes to the employer sponsored insurance landscape. Health insurance remains a principal issue for small and large groups alike. It will remain important not only as an employee benefit, but as an important tax savings tool and as an integral part of company success. There are several strategic considerations that employers need to address going into 2014.

The RBG PPACA Impact Tool, licensed by Milliman actuaries for Rogers Benefit Group, can help employers carefully evaluate and take strategic steps to obtain or retain a group policy after 2014. The following components of the RBG PPACA Impact Tool are essential in the employer’s decision-making process:

Small Group Employer
  • How will Community Rating affect my rates? (RBG PPACA Impact Tool is the only tool which addresses the effect of community rating)
  • Compare premiums and expenses of Employer sponsored coverage vs. coverage purchased through the Exchange
  • Eligibility for Premium and Cost-Sharing Subsidies based on income
  • Expanded Medicaid Eligibility
  • Impact of terminating Employer sponsored coverage
  • Tax Consequences of dropping Employer sponsored coverage
  • Tax Savings of offering Employer sponsored coverage
  • Will I “break even” if I drop group coverage and provide annual salary increases to my employees?
  • Will my company qualify for Small Group Tax Credit?
Large Group Employer
  • Am I a “Large Group Employer”?
  • What are the penalties for not offering coverage to my employees?
  • Does my plan meet “Essential Value” and “Affordability” tests?
  • Compare premiums and expenses of Employer sponsored coverage vs. coverage purchased through the Exchange
  • Eligibility for Premium and Cost-Sharing Subsidies based on income
  • Expanded Medicaid Eligibility
  • Impact of Terminating employer sponsored coverage
  • Tax Consequences of dropping Employer sponsored coverage
  • Tax Savings of offering Employer sponsored coverage
  • Will I “break even” if I drop group coverage and provide annual salary increases to my employees?
  • Will my plan be subject to “Cadillac Tax”?
Don’t wait! Schedule a meeting with your RBG representative and be the first to learn what this tool can do for your Small and Large Group clients.